78. Deputy Peter Fitzpatrick asked the Minister for Finance the reason a family (details supplied) that has been discharged from bankruptcy is unable to get mortgage approval two years later; and if he will make a statement on the matter. (Question 18588/18 asked on 01 May 2018 - Mortgage Applications Approvals)

Minister for Finance (Deputy Paschal Donohoe): The Deputy may be aware that, as Minister for Finance, I have no direct function in the relationship between banks and their customers. Decisions taken by banks in this regard, and the manner in which they conduct their day-to-day operations, are matters for the board and management of the respective banks. Notwithstanding the fact that the State has shareholdings in some of the banks, I must ensure that these institutions are run on a commercial,...